Good Credit Is Sexy Blog

  • Written by Credit Repair Queen
  • December 16th, 2017

The 6 Biggest Mistakes People Make When Trying to Improve Their Credit by Alicia Jones

This post could change your life, so read carefully. 1. Not paying for 3-bureau Credit Monitoring. You can’t Improve your Credit if you don’t know where it’s at, plus Credit Monitoring comes with $1 million in ID theft protection and is about $20/mo. 2. Paying Debt Collectors – 90% of the time, this will lower your score and the negative account will remain on your credit. 3. Disputing Online – Don’t even get me started. Why would the credit bureaus,...

  • Written by Credit Repair Queen
  • February 15th, 2017

5 Things a Consumer Better Know About Bad Credit Car Loans

A car is often viewed as a necessity for most people. Reliable transportation is necessary in order to maintain a decent job. Without a job, it is nearly impossible to pay bills and establish credit. Unfortunately, for people with bad credit, it can sometimes be difficult to obtain a loan to buy a car at an affordable rate. However, there are bad credit car loans available for those who need them. Before seeking out a loan, Mark has 5 tips...

  • Written by Credit Repair Queen
  • February 15th, 2017

Credit Cards For Bad Credit: 5 Things You Should Know

People who have bad rating are likely hoping to rebuild their credit score. There are many different reasons for damaged credit, but there is always a way to rebound. One of the best ways to begin the rebuilding process is to open a new loan line. Fortunately, there are credit cards for bad credit. Although these cards may look good on the surface, it is important to do some investigating before applying for one of these cards or accepting any...

  • Written by Credit Repair Queen
  • February 11th, 2017

How to Raise Your Credit Score: 5 Tips That Can Help

Credit means everything in today’s world. It affects a person’s ability to buy a car, a home and even insurance rates. With so much emphasis placed on good credit, it is imperative a person knows how to raise your credit score. With a good credit score, which is typically defined as a score above at least 650, moderate interest rates on credit cards and loans are offered. This can save a great deal of money in the long run. These...

  • Written by Credit Repair Queen
  • November 15th, 2015


With most business credit cards you need to have good CONSUMER credit to get approved. But what if your personal credit isn’t good and you don’t have a guarantor? This is when BUILDING BUSINESS CREDIT makes a ton of sense. Even if you have good personal credit, building your business credit helps you get even more money… and without a personal guarantee. Business credit is credit in a business name, that’s linked to the business’s EIN number not the owner’s SSN....

  • Written by Credit Repair Queen
  • November 7th, 2015

Do Not Get Caught Up In Holiday Spending

It is easy to get caught up in the moment when shopping for Christmas. For days now, the television news networks have been talking about Black Friday deals, and websites have been giving customers a sneak peak of the sale flyers. It is almost like getting wrapped up in the excitement of an auction or buying things off of late night television infomercials. There’s a feeling of missing out if you don’t get the best deals. Black Friday has the...

  • Written by Credit Repair Queen
  • November 4th, 2015


Hоw identity theft аffесtѕ victim can bе a ѕсаrу thіng. Whatever the wау in whісh іdеntіtу theft оссurѕ, the іmрасt can be bіg. Onе thing thаt аll vісtіmѕ of Identity Thіеvеѕ аgrее uроn is that іt mаkеѕ уоu fееl vulnerable. Having your іdеntіtу ѕtоlеn іѕ a реrѕоnаl vіоlаtіоn fоr mоѕt реорlе, bесаuѕе their рrіvаtе information hаѕ been accessed аnd uѕеd wіthоut thеіr permission. Idеntіtу Theft vісtіmѕ аrе nоt оnlу vісtіmіzеd by thе реrѕоn stealing their іdеntіtу, but аrе often victims...

  • Written by Credit Repair Queen
  • September 10th, 2015

Here are some tips to help you find the best loan for your great credit history:

Sometimes so much is talked about how to solve the problem of having bad credit, but what about when you have an excellent credit rating? Good credit is considered to be a credit score of 650 or higher. How can you get the best interest rate and loan terms to make your good credit history work for you? Even with excellent credit, you have to be careful not to get talked into a loan that may not be the best...

  • Written by Credit Repair Queen
  • July 3rd, 2015


1. Keep your balance low in relation to your available credit Keeping your credit balance to 30% or below your available credit is a good general rule. 2. Pay your bills on time Late payments make a huge (negative) impact on your score. If you have missed payments, get current and stay current. 3. Make more than the minimum payment If you make only the minimum payment on your credit card each month, it may take longer than you think...